Shifting Gears
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Time · Talent · Treasure

Stop wondering where it all went.

Your time, your gifts, your money — budgeted to zero, on purpose, in three sittings.

Most people never decide what their life is for — so their hours, their talents, and their dollars leak out the bottom, and they wonder at the end of every year where it all went. A budget fixes that. Not just for money — for all three.

The Stewardship Sheets are three two-page tools:

  • TIME

    The zero-based week. 24 hours a day, 8,760 a year. Give every hour a job before the week assigns one for you. Sleep, God, exercise, Sabbath, and everything else in priority order.

  • TALENT

    The deployment audit. Find the gift you've been sitting on, name whether it's buried or working, and put your best one to work this quarter.

  • TREASURE

    The 10/10/10/70 money budget. Give first, save second, invest third, live on the rest — and give again out of the rest. Worked in real dollars, beside a blank you fill in.

Each one teaches it, then hands you the tool. Rooted in Scripture, sharpened by the way the wealthy actually think — the same principles from Rich Dad Poor Dad and Rockefeller’s own ledger, aimed at a life that’s congruent instead of just busy.

Want the complete system? The Build Sheets — all three Stewardship Sheets plus the full teaching that makes them work — is $47.

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